Website Budget Guide

How Much Does It Cost to Start a Website in 2026?

The complete, honest breakdown of every expense you'll face — from domain names and hosting to design, plugins, and ongoing maintenance. Budgets from $0 to $10,000+ explained.

By CH7 20 min read

Quick Answer: What Does a Website Really Cost?

Let's cut through the noise. The cost of starting a website in 2026 depends entirely on what you need. Here's the real breakdown:

Website Type First-Year Cost Monthly Equivalent
Basic Blog / Personal Site$34 – $100~$3 – $8/mo
Small Business Website$100 – $500~$8 – $42/mo
Professional / Custom Site$500 – $5,000~$42 – $417/mo
E-commerce Store$500 – $10,000+~$42 – $833/mo
Enterprise / Custom App$5,000 – $50,000+Varies

💡 Bottom Line

Most beginners can launch a fully functional, professional-looking website for under $50 in the first year using WordPress + Hostinger. You do NOT need to spend thousands unless you need custom development or an e-commerce store.

Now let's break down each individual cost so you know exactly where your money goes — and where you can save.

Domain Name Cost

Your domain name is your website's address — like yoursite.com. It's the first thing visitors see, and it's essential for credibility and branding.

Domain Type Registration Cost Renewal Cost
.com$8 – $15/year$10 – $18/year
.net / .org$9 – $15/year$12 – $18/year
.co / .io$20 – $50/year$25 – $60/year
Country codes (.co.uk, .de)$5 – $15/year$8 – $18/year
Premium domains$50 – $10,000+Standard renewal

💰 Money-Saving Tip

Most hosting providers include a free domain for the first year. Hostinger's Premium plan includes a free .com domain, saving you $10–$15 upfront. You can also register domains affordably through Dynadot starting at $7.99/year.

For a detailed guide on picking and buying your domain, read our complete How to Buy a Domain Name guide.

Web Hosting Cost

Web hosting is the service that makes your website accessible on the internet. Think of it as renting space on a server where your website files live. This is typically your biggest recurring expense.

Hosting Type Monthly Cost Best For
Shared Hosting$2.99 – $12/moBeginners, blogs, small sites
Managed WordPress$15 – $50/moWordPress-focused sites
VPS Hosting$10 – $80/moGrowing sites, developers
Cloud Hosting$10 – $200/moHigh-traffic, scalable needs
Dedicated Server$80 – $500+/moEnterprise, large e-commerce

⚡ Our Recommendation

Start with shared hosting. For 95% of new websites, shared hosting is more than enough. Hostinger Premium at $2.99/month gives you 100 GB SSD, free SSL, free domain, and WordPress pre-installed. You can always upgrade later as your site grows.

Not sure which hosting type is right for you? Read our detailed comparison: Shared Hosting vs VPS vs Cloud and our How to Choose Web Hosting guide.

Website Platform / CMS Cost

Your website platform (CMS — Content Management System) is the software you use to build and manage your site. The platform you choose dramatically affects both cost and flexibility.

Platform Software Cost Total First Year*
WordPress.org ✅Free (open-source)$35 – $100 (hosting only)
Wix$17 – $159/mo$204 – $1,908
Squarespace$16 – $49/mo$192 – $588
Shopify (e-commerce)$29 – $299/mo$348 – $3,588
Webflow$14 – $39/mo$168 – $468

* Total first year includes hosting for WordPress, or subscription fees for hosted platforms.

WordPress.org powers 43% of all websites and is our top recommendation because it's free, fully customizable, and the most cost-effective option long-term. Learn how to set it up in our How to Install WordPress guide.

Design & Theme Cost

Your website's theme controls how it looks. The good news? You can get a stunning, professional design without spending a fortune.

Free Themes ($0)

  • Astra — Lightweight, fast, customizable
  • Kadence — Modern, performance-focused
  • GeneratePress — Clean, developer-friendly
  • Flavor starter themes — Starter templates

Perfect for blogs, portfolios, and small businesses.

Premium Themes ($30 – $200)

  • Divi — $89/yr or $249 lifetime
  • Astra Pro — $47 – $187/yr
  • GeneratePress Premium — $59/yr
  • ThemeForest themes — $30 – $80 one-time

More design options, templates, and support.

For custom web design by a professional, expect to pay $500 – $5,000+. However, most beginners can achieve professional results using free themes with page builders like Elementor or the WordPress block editor. You can also hire a freelancer on Fiverr for custom design work starting at $50–$300.

Plugins & Extensions Cost

Plugins add features to your website — contact forms, SEO tools, security, speed optimization, and more. WordPress has over 60,000 free plugins, so you can build a feature-rich site without spending anything extra.

Essential Free Plugins (Cost: $0)

Rank Math SEO — Search engine optimization
Wordfence — Security & firewall
WPForms Lite — Contact forms
LiteSpeed Cache — Speed & caching
UpdraftPlus — Backups
Smush — Image optimization

Popular Premium Plugins

Plugin Purpose Cost
Elementor ProPage builder$59 – $399/yr
Rank Math ProAdvanced SEO$59 – $499/yr
WooCommerce extensionsE-commerce features$49 – $299/yr each
WPForms ProAdvanced forms$49 – $299/yr
MonsterInsights ProAnalytics$99 – $399/yr

💡 Pro Tip

Start with free plugins only. You can always upgrade to premium versions later when your site is generating traffic or revenue. Most beginners never need premium plugins in the first 6–12 months.

SSL & Security Cost

An SSL certificate encrypts data between your website and visitors. It's the padlock icon and "https://" in your URL. SSL is mandatory in 2026 — Google penalizes sites without it, and browsers show "Not Secure" warnings.

Free SSL (Let's Encrypt) — included with most hosting providers like Hostinger, Bluehost, SiteGround
🔒Premium SSL (Comodo, DigiCert) — $10 – $300/year for extra validation and warranty
🛡️Security services (Sucuri, Cloudflare Pro) — $0 – $200/year for malware scanning, WAF, DDoS protection

Bottom line: SSL is free with any good hosting provider. Unless you're running an e-commerce store processing payments, the free Let's Encrypt SSL is all you need.

Professional Email Cost

A professional email address (like you@yoursite.com) builds trust and credibility. Here are your options:

Email Service Cost Features
Hosting-included emailFree (with hosting)Basic, limited storage
Google Workspace$6 – $18/user/moGmail, Drive, Docs, Calendar
Microsoft 365$6 – $22/user/moOutlook, OneDrive, Office apps
Zoho MailFree – $4/user/moGood free tier, professional

For beginners, the free email included with hosting is perfectly fine. Upgrade to Google Workspace when you need professional collaboration tools.

Developer / Freelancer Cost

If you can't (or don't want to) build your site yourself, you can hire a professional. Here's what to expect:

Service Fiverr Agency
WordPress setup$20 – $100$200 – $500
Custom theme design$100 – $500$1,000 – $5,000
Logo design$10 – $100$300 – $2,000
Full website build$200 – $1,500$2,000 – $15,000
E-commerce store$300 – $2,000$3,000 – $25,000

Platforms like Fiverr and Upwork let you find skilled freelancers at a fraction of agency prices. You can also design your own graphics using Canva for free.

Ongoing Maintenance Cost (Year 2+)

Your website isn't a one-time expense. Here's what to budget for ongoing maintenance each year:

Expense Annual Cost
Hosting renewal$36 – $360/yr
Domain renewal$10 – $18/yr
Premium plugin renewals$0 – $500/yr
Theme updates$0 – $100/yr
Backup service$0 – $100/yr
CDN (Cloudflare)$0 (free plan) – $240/yr
Total Annual Maintenance$50 – $1,300/yr

⚠️ Renewal Price Warning

Many hosting providers offer low introductory prices ($2.99/mo) that increase at renewal ($7.99–$13.99/mo). Always check the renewal price before signing up. Longer initial terms (36–48 months) lock in the lower price for longer.

3 Real Budget Scenarios

Here are three realistic scenarios showing exactly what you'd spend to launch a website in 2026:

🟢 Budget Build — $35/year

Perfect for personal blogs, portfolios, and hobby sites.

  • • Hostinger Premium hosting: $2.99/mo × 12 = $35.88
  • • Domain name: $0 (free with hosting)
  • • WordPress: $0 (free)
  • • Astra free theme: $0
  • • Free plugins (SEO, security, forms): $0
  • • SSL certificate: $0 (free with hosting)

Total First Year: ~$36

🔵 Professional Build — $200–$500/year

For small businesses, freelancers, and serious bloggers.

  • • Hostinger Business hosting: $3.99/mo × 12 = $47.88
  • • Domain name: $0 (free with hosting)
  • • WordPress: $0
  • • Premium theme (Astra Pro): $47
  • • Elementor Pro: $59
  • • Rank Math Pro: $59
  • • Logo design (Fiverr): $30
  • • Professional email (Zoho): $0 (free tier)

Total First Year: ~$243

🟣 Premium Build — $2,000–$5,000+/year

For established businesses, e-commerce stores, and custom projects.

  • • VPS or Cloud hosting: $20–$80/mo = $240–$960
  • • Premium domain: $50–$500
  • • Custom design (freelancer): $500–$2,000
  • • Premium plugins bundle: $200–$500
  • • Google Workspace: $72/yr
  • • CDN + Security (Cloudflare Pro): $240/yr
  • • Professional copywriting: $500–$2,000

Total First Year: ~$2,000–$5,000+

Hidden Costs Most People Forget

Beyond the obvious expenses, watch out for these commonly overlooked costs:

⚠️Stock photos & graphics — $0–$30/month for premium image subscriptions (use free sites like Unsplash and Pexels first)
⚠️Email marketing — Free up to 1,000 subscribers (MailerLite), then $9–$50+/month as your list grows
⚠️Payment processing fees — 2.9% + $0.30 per transaction (Stripe/PayPal) if selling products
⚠️Domain privacy protection — $0–$15/year (free on some registrars like Dynadot)
⚠️Your time — Building a website yourself takes 10–40+ hours of learning and setup. Factor in the opportunity cost of your time.
⚠️Legal pages — Privacy policy, terms of service, cookie consent. Free templates available, but legal review costs $100–$500.

How to Save Money on Your Website

Here are proven strategies to minimize costs without sacrificing quality:

1. Choose Longer Billing Cycles

Hosting is cheapest when you pay for 36–48 months upfront. Hostinger's $2.99/mo rate requires a 48-month commitment — but it saves you hundreds compared to monthly billing.

2. Use Free Themes & Plugins First

Free WordPress themes like Astra and Kadence are genuinely excellent. Only upgrade to premium when you hit specific limitations.

3. Bundle Your Domain with Hosting

Most hosting plans include a free domain for the first year. Take advantage of this instead of buying separately.

4. Use Free SSL (Let's Encrypt)

Never pay for SSL unless you need EV (Extended Validation) for e-commerce. Free SSL provides the same encryption.

5. DIY with Page Builders

Instead of hiring a designer, use the free Elementor or WordPress block editor. Hundreds of free templates available.

6. Watch for Sales & Coupons

Hosting providers run major sales during Black Friday, New Year, and special events. Check our Deals page for current promotions.

Frequently Asked Questions

How much does it cost to start a website in 2026?

A basic website costs $34–$100 per year using WordPress with shared hosting. This includes a domain name, hosting, free theme, and free plugins. Professional sites cost $200–$5,000+ depending on custom design and premium tools.

Can I build a website for free?

Yes, platforms like WordPress.com, Wix, and Google Sites offer free plans. However, free websites have major limitations: no custom domain, platform ads, limited storage. For a professional presence, budget at least $35–$100/year.

What's the cheapest way to build a website?

WordPress.org + Hostinger shared hosting ($2.99/mo with free domain and SSL). Use a free theme like Astra and free plugins. Total first-year cost: approximately $35–$50.

How much does a domain name cost?

A .com domain costs $8–$15/year. Many hosting plans include a free domain for the first year. Premium or short domains can cost $50–$10,000+ depending on demand.

Do I need to pay for website maintenance?

Yes. Budget $50–$500/year for hosting renewal, domain renewal, plugin updates, and backups. The exact amount depends on how many premium tools you use.

Is WordPress cheaper than Wix or Squarespace?

Yes. WordPress hosting starts at $2.99/mo vs Wix at $17/mo and Squarespace at $16/mo. WordPress gives you full ownership and unlimited customization, making it cheaper long-term.

Conclusion: How Much Should YOU Spend?

The cost of starting a website in 2026 ranges from $35/year for a basic site to $5,000+ for a custom professional build. The great news? You don't need to spend thousands to have a professional online presence.

Here's our recommendation based on your situation:

Just starting out? Go with Hostinger Premium ($2.99/mo) + free WordPress theme. Total: ~$36/year.
🔵Building a business? Add a premium theme + essential plugins. Total: ~$200–$500/year.
🟣Need e-commerce? Budget $500–$2,000/year for WooCommerce or Shopify with all the extras.

🚀 Ready to Start Your Website?

Follow our step-by-step guides to launch your website today: